Comments on: How to Stay out of Debt: 5 Personal Finance Tips

By: Flexo

Flexo — Mon, 17 Nov 2008 21:49:11 +0000

Thanks, Dollface, for sharing these tips with your readers (and for linking to Consumerism Commentary).

By: Finance

Finance — Sun, 16 Nov 2008 13:31:40 +0000

Yes we should spend less than we earn and keep our budget carefully, if necessary we may use credit cards but should not use it too frequent.

By: Dollface

Dollface — Tue, 11 Nov 2008 21:32:17 +0000

@ Sonya — That is really good advice — I’m only shopping for one (or two, if you count the 5 times a week that my boyfriend eats dinner at my place) and I spend a lot of money. I’m going to start planning a menu, with veggies getting more emphasis (I love carbs too much).

By: sonyacardiff

sonyacardiff — Tue, 11 Nov 2008 15:23:03 +0000

Great advice! I’ve really cut back on my credit card use in the last couple of months. And (self-adulation ahead: You’ve been warned.) I totally rock the grocery store. I can usually get out of there for less than $80/week — feeding a family of four!

Menu planning is the key. Make a trip to the grocery store once a week and stick to your list. The more often you go, the more you spend.

Go veggie at least 2 meals a week. Use meat as an accent as much as possible, rather than the main player. And check those supermarket sale flyers! Stock up on non-perishables when stuff’s on sale, then you can plan future meals around what’s in your pantry.

There. I feel like I’ve contributed now. :)

By: Staying out of debt : Finance Roadmap

Staying out of debt : Finance Roadmap — Tue, 11 Nov 2008 08:38:15 +0000

[...] Source [The Rotten Little Girls] Filed Under Banks, Consumers, Credit and Debit Cards, Debt [...]

By: Dollface

Dollface — Tue, 11 Nov 2008 00:13:11 +0000

@ Miss Corrine — Thanks!

@ Sarah Von — I know what you mean. I get so many dresses off ebay for around $10, so I now consider a 40 dollar dress a splurge. It helps keep things in perspective.

@ Dollyann — Arrrghh you don’t wanna know how much I drop on groceries per month.

By: dollyann

dollyann — Mon, 10 Nov 2008 20:06:08 +0000

Good tips. Though it’s so hard to even live *to* your means when you’re making minimum wage and food prices are rising. Grawrh! [Insert your favorite expletive]

By: sarah von

sarah von — Mon, 10 Nov 2008 17:17:29 +0000

So useful! So timely! When I was super broke and in grad school, I gave myself an ‘allowance’ for fun stuff and frippery and forced myself to really consider any purchase over $10. It really elevated my love for that $15 Clinique lipstick! :)

By: x Miss Corrine x

x Miss Corrine x — Mon, 10 Nov 2008 15:31:09 +0000

GREAT tips :)